Employee Benefits

Our Services

Group Life Assurance

Group Income Protection

Private Medical Insurance

Group Critical Illness

Cash Plan


Flexible Benefits

Group Life Assurance (GLA)

A tax-efficient and cost-effective way to provide your employees’ beneficiaries with financial peace of mind should the unthinkable happen. Group Life can provide varying levels of benefits – in most cases in a tax free environment. GLA remains one of the most cost-efficient products within the Employee Benefits arena and as such is seen as the staple product for Employers to offer their employees.

Group Income Protection (GIP)

Traditionally an income replacement offering ensuring that should an employee be faced with a lengthy period of absence from work, GIP will provide a level of income security. Recent evolution of the product has pushed the benefit toward Early Intervention services. This ensures your employees have support in place not only financially, but are supported where possible with rehabilitation and guidance.

Private Medical Insurance (PMI)

High quality private medical schemes ensure that should any of your key employees require acute treatment, this is managed within an efficient timescale minimising the absence period. Private Medical is modular in its structure and as such can be tailored to ensure budget expectations can be met along with benefit specifications.

Group Critical Illness (GCI)

Offering a tax free lump sum to employees. Group CI plans offer a generous range of insured conditions along with simplified underwriting not found on the individual market place. This makes GCI an appealing proposition either as an Employer-paid benefit or as quite often seen, as part of a flex proposition.

Cash Plan

Offering coverage for everyday treatment costs. Usually low cost outlay for Employers but highly perceived benefit resulting in one of the leading benefit retention tools. Add ons include Employee Assistance Programmes and Reward sites ensuring the policy provides options to suit the needs of the Employer.


With the costs of dental treatment continuing to increase and the biggest barrier against visiting a dental practice being cost, dental plans aim to help cover a significant level of the charges. From everyday check-ups and hygienist appointments to crown replacements, dental plans can be provided on multiple levels to ensure the coverage meets the requirements of members.

Flexible Benefits

We work closely with several employee reward platforms to ensure a seamless coverage of flexible and voluntary benefits to employees. Flexible plans allow for enhanced rates on multiple policies which come at very little cost burden to the Employer but offering Employees a selectable choice dependant on their personal requirements.

How We Help

Consolidate and homogenise your current benefits

Secure best rates for your company

Simplify and streamline admin and payroll

Rationalisation of renewal dates

Harmonised scheme for new joiners

View Our Smartbroking Process

Our primary objective is to deliver outstanding value-for-money employee benefits without compromising quality.

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Our Employee Benefits Proposition

High quality, sustainable…and scalable

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Have Questions?

Call us today and find out more from our friendly support team

01452 623623

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The value of Investments can go down as well as up and your company may get back less than it originally invested. Legislation and tax rules may be subject to change and your company’s circumstances may also impact on tax treatment.