It’s October and the spirit of Halloween is among us. Autumn is well and truly here and with it, an increasing amount of toy adverts on the TV and festive food-to-order leaflets through our doors. It’s no wonder that many of us may have already started thinking ahead to Christmas.
The festive season, as we all know, can be expensive; presents, nights out and extra fizz in the weekly shop may all contribute to a larger than usual hole in our wallet. Throw in potentially larger energy bills this winter and price rises in some goods (see our recent Autumn Budget Summary for more details on this), and you’ve got yourself a possibly, (although we hope not!), less merry Christmas than normal.
It’s been reported that last year the average UK family budgeted £350 for their Christmas food, presents and decorations, but nearly two-thirds exceeded their budget by up to £250. However, that doesn’t have to be the case and of course, we’d all like to avoid a money-related nightmare before Christmas.
Here at Brunsdon Financial, we take great pride in helping our clients prepare for the future, be it short-term, long-term or both. We can work with you to create a bespoke financial plan to suit your future goals and even to ensure that certain times of the year that may be expensive for you and your family are accounted for, helping to avoid tricks in exchange for treats.
You may be working towards saving for a renovation, a new home, early retirement or just to ensure that Christmas is as jolly as it can be. Whatever your goals, this is a reminder that our dedicated, experienced and friendly Financial Advisers are here to help you all year round.