Mortgages

While we are seeing economic volatility around food and energy prices, it seems that homeowners are yet to be deterred from moving. Recent data from OnTheMarket has revealed that confidence…

When it comes to managing your household budget, one of the easiest ways to help keep on top of your incomings and outgoings is to fix your mortgage. Provided you’re…

The Bank of England’s latest Money and Credit statistics have confirmed there was a decrease in mortgage approvals in February compared to January. February’s figures saw a slight decline at…

Increasing Standard Variable Rate (SVR) mortgage payments In February this year, the Bank of England announced that it expects inflation to reach 6% by Spring 20221. It has already declared…

The survey asked lenders to report on any changes they’d perceived in Q4 and to give insight into expected changes in demand for Q1 of this year[2]. Rise in credit…

Protective measures There are currently two measures in place to protect mortgage underwriting standards. These were introduced by the FPC in 2014. The first is the ‘flow limit’, which caps…

It’s been recently highlighted that in the last two years, almost half of millennials (46%) remortgaged without seeking any mortgage or financial advice[1]. Millennials lacking financial confidence The data shines…

What a loaded question. Does anyone really believe there is any benefit to having a house-sized amount of debt hanging over you? Well, you may be surprised. While being mortgage-free…

Recent data from Legal & General Mortgage Club’s SmartrCriteria tool has revealed what types of products buyers and mortgage advisers were searching for in the run up to the end…